Fast DSCR Loan Closings: 9 Purchases, 9 Early Closings

Bear VII Equities

7 days ago

2 min read

When an investment property is under contract, financing delays can put the entire transaction at risk. Bear VII Equities focuses on the details that keep DSCR purchase loans moving from underwriting to the closing table.

Nine investment property purchases. Nine early closings.

Over the last few months, our mortgage team helped fund nine investment property purchase loans. Every one closed before its scheduled close of escrow (COE). These were all purchase transactions, not refinances.

How fast did our recent loans reach Clear to Close?

Three recent files moved from conditional approval to Clear to Close (CTC) in 8, 10, and 15 calendar days. That is an average of 11 calendar days across those three confirmed examples. The 11-day figure applies to these three files, not all nine funded loans.

Why underwriting experience matters

A loan approval is only one milestone. Getting to CTC means anticipating lender conditions, addressing documentation issues, structuring the transaction correctly, and staying in communication with the parties involved.

Bear VII Equities brings more than a decade of lender-side mortgage experience, including underwriting, DSCR analysis, loan structuring, and closing coordination. We work to identify potential issues early and resolve them before they threaten contract deadlines.

DSCR financing for real estate investors

We help investors explore financing for long-term rentals, short-term rentals, and portfolio purchases. We offer free DSCR loan quotes, competitive pricing, and price matching on eligible scenarios.

Have an investment property under contract?

Reach out to Bear VII Equities for a free DSCR financing quote. Tell us the purchase price, property location, expected rent, and down payment, and we'll review your options.

Past results reflect specific transactions handled by our team and do not guarantee future approvals or closing timelines. The three-file CTC average is not a companywide average. All financing is subject to lender underwriting and approval.