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Have an Investor Deal That Won’t Work Conventional? Don’t Let It Die.

  • Bear VII Equities
  • Apr 29
  • 2 min read

If you’re a Realtor or loan officer, you’ve probably run into this scenario:

You have a deal that makes sense—but it doesn’t fit conventional financing.

  • Investor borrower

  • Income doesn’t qualify

  • Property doesn’t meet agency guidelines

  • Timeline is tight

Now you’re stuck trying to figure out where to send it… or the deal just falls apart.


THIS IS WHERE MOST DEALS GET LOST

Not because they’re bad deals.

Because they’re either:

  • Sent to the wrong lender

  • Structured incorrectly

  • Or never pursued beyond conventional options

There are a lot of deals that could close—but don’t—simply because no one knows how to handle them.


WHAT I DO

I focus on DSCR and non-QM investor loans.

My background is on the lender side—underwriting, processing, and structuring deals—so I approach this differently than most.

I don’t just submit loans and hope they work.

I:

  • Structure the deal upfront

  • Match it to the right lender based on guidelines

  • Clean up the file before it ever gets submitted

The goal is simple:Get deals approved cleanly and close without unnecessary delays.


WHO THIS HELPS

This is useful if you’re:

  • A Realtor working with investor buyers

  • A loan officer who doesn’t offer DSCR or non-QM

  • Someone with a deal that doesn’t fit traditional guidelines

If you’re not sure what to do with a deal, that’s usually where I come in.


REFERRAL OPPORTUNITY

If you have a deal that doesn’t fit conventional and it ends up closing, I offer a referral fee.

  • Straightforward process

  • Paid at closing

  • No involvement needed beyond the introduction if you prefer

The goal is to help you keep the deal moving—and make sure you’re compensated for it.


FINAL THOUGHT

Not every deal fits conventional financing.

That doesn’t mean it shouldn’t close.

A lot of these deals just need to be structured the right way from the start—and matched to the right lender.


NEXT STEP

If you have a deal you’re not sure what to do with, send it over.

I’ll take a look and let you know if there’s a path forward before it ever hits a lender.





Or feel free to reach out directly:

 
 
 

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